The archetypical business models of supply chain finance in China

It has been a huge constraint on the development of the micro, small and medium enterprises that they used to suffer from the high interest rate, low line of credit and complicated process when applied for financing from commercial banks. The SCF solutions provide a new way to support the development of SMEs meanwhile can be seen as an opportunity for the core enterprises to carry out business in new industry. The Supply Chain Finance service has been booming in Chinese market, while few researches on the Business Model of the SCF were conducted. This report conducts a case study based on the exiting SCF solutions in Chinese market and analyzes their Business Model with the Business Model Canvas. Starting from the four archetypical Business Models raised by the Observatory at Politecnico di Milano, the main characteristics of each type are examined in the report.